Press and podcast kit
Raman Singh, CFP® and Enrolled Agent
CFP® Since 2016 | EA Since 2026
Raman Singh is a CERTIFIED FINANCIAL PLANNER™ professional and Enrolled Agent in Phoenix, Arizona, and the founder of Singh PWM, a flat-fee fiduciary practice for Arizona adults 50 and over. Retirement planning and tax planning and preparation are handled together under one engagement.
Topics Raman can speak about
- Why retirement taxes can matter more than investment returns for people with large pre-tax accounts
- Roth conversions: when they work and when they backfire
- Medicare IRMAA and the two-year income lookback
- The widow's tax penalty, and what couples can do while both are alive
- Flat-fee versus percentage-of-assets advisor pricing, and how to read a Form ADV
- Retiring in Arizona: state tax, community property, and moving from another state
- Public-employee pensions (ASRS and PSPRS) and Social Security
Sample interview questions
- Why can a retiree with a large IRA owe more tax in retirement than during their working years?
- How can someone tell whether an advisor is really flat-fee?
- What should a couple do now to protect the surviving spouse?
- When should someone not do a Roth conversion?
- What are the most common retirement tax mistakes in Arizona?
Media contact
Raman Singh
raman@singhpwm.com
(480) 420-4824
Downloads
- Headshot (PNG) (Photo credit: Singh PWM)
- Logo (PNG) (Singh PWM)
Investment advisory services are offered through Singh PWM, LLC, a registered investment adviser offering advisory services in the State of Arizona and other jurisdictions where registered or exempted. Interviews and appearances are educational and are not individualized investment, tax or legal advice.