Flat-Fee Fiduciary Financial Advisor in Phoenix, AZ
We help adults 50+ in Phoenix with retirement planning, tax planning & preparation, investment management, and comprehensive financial planning—on a transparent flat-fee, fee-only basis. No commissions. No 1% AUM.
How We Help Phoenix Retirees
- Tax-efficient retirement income plans (Roth conversions, RMD strategy, withdrawal order)
- Low-cost, diversified investment management with ongoing rebalancing and tax-loss harvesting when appropriate
- Integrated tax planning & preparation so strategy and filing stay aligned
- Comprehensive financial planning across cash flow, insurance, estate, and legacy
Work With a Flat-Fee Fiduciary
Many advisors charge 1% of assets under management. Our flat-fee fiduciary model keeps costs transparent and capped, so more of your portfolio compounds for you.
FAQs — Phoenix
Do you offer flat-fee, fee-only financial planning in Phoenix, AZ?
Yes. We operate on a transparent flat-fee, fee-only model—no commissions or 1% AUM. Clients know their cost up front.
Can you help lower my retirement taxes in Phoenix?
We coordinate Roth conversions, RMD timing, tax-efficient withdrawal order, loss harvesting when appropriate, and proactive bracket management.
Do you provide both tax planning and tax preparation?
Yes. We integrate year-round tax planning with in-house preparation so your strategy and filing stay aligned.
How does a flat fee compare to a 1% AUM advisor on a $2M portfolio?
A 1% AUM fee can exceed $20,000/yr and compound over time. Flat-fee caps cost so more growth stays invested.
Will I work directly with a CFP® professional?
Yes. Your lead advisor is a CFP® with 14+ years of retirement, tax, and investment experience.
Do you manage investments or only create plans?
Both. We manage low-cost, tax-efficient portfolios and deliver comprehensive, ongoing financial planning.
Do you serve clients virtually if I’m in Phoenix?
Absolutely. We serve Arizona statewide via secure virtual meetings and in-person by appointment.