Trust in Transparency: Guiding Your Financial Future as a Flat Fee-Only Fiduciary
“Not Your Dad’s Advisor”
Transparent Fee Structure
Pick the fee structure that best suits your needs and Ditch the Assets Under Management fee structure
Personalized CFO Flat Fee
“Be my sounding board year around”
The ongoing retainer fee is tier based and is for clients seeking a Personalized CFO relationship, with Six pre-planned scheduled sessions aligned to your milestones and plan analysis, unlimited support via emails, access to texting Your Personalized CFO directly, check-ins as needed, an accountability plan; while encompassing on-going investment management and comprehensive financial planning,
Onboarding Fee of $500
Includes Initial Plan Deep Dive, Onboarding on Singh PWM Platforms, Transfer of Investment Accounts if being managed by Singh PWM, Access to Planning Platforms & Money Management Platforms, and Preliminary Analysis of your current plan which includes Net-worth Analysis, Cash Flow Analysis, Risk Identification, Investment Risks & Costs Identification, and Tax plan overview.
The reason for the onboarding fee is that financial planning involves extensive preliminary analysis and significant upfront work. Once we have identified the comprehensive plan areas to address, my aim is to create a decision tree and work collaboratively with you to delve deeply into critical areas of your plan. From this foundation, we'll develop a strategy to address immediate concerns and outline ongoing priorities.
Financial Planning for Singles
$3,000 Per Year
Paid Quarterly or Monthly
$750 Every 3 Months OR
$250 Per Month
(Includes optional Investment Management at no additional cost)
Financial Planning for Married Couples
$5,000 Per Year
Paid Quarterly or Monthly
$1,250 Every 3 Months OR
$416 Per Month
(Includes optional Investment Management at no additional cost)
Add-On Services Per Year
Stock Options Planning - $1,000
Business Cash Flow Planning - $1,500
Written comprehensive financial plan, Google Video Planning Sessions every 8 Weeks, Unlimited email support, Access to Texting Me Directly, Monthly newsletter, Ongoing investment guidance, Access & on-going analysis to Elements Financial Vitals Platform, Monarch Money Cash Flow Management Platform, and Right Capital Financial Planning Platform
***Cancel your Tiered membership anytime by providing a 30 day written notice***
Comprehensive Financial Plan Fee
“Show me the path and the plan”
The comprehensive plan fee is for clients desiring a thorough analysis of their current financial plan, along with optimized recommendations, without an ongoing commitment.
$2,000 - Individuals
$4,000 - Married Couples
***Any additional plan complexities will incur a surcharge of up to $2,000***
Hourly Rate Fee
“Let’s focus on a specific matter”
The hourly rate is designed for clients seeking targeted assistance with specific, time-limited aspects of their financial plan. The hours required are determined by the extent of work that needs completion.
$250 Per Hour
Most clients end up paying for on an average of 4 hours of work which includes intro/discovery session (1 Hour), planning & analysis (1-3 Hours), and solutions session (1 Hour)
Passive Planner Rate
“Give Me Access To Your Platform”
The Passive Planner Rate is for clients who are currently not in the right phase to work with a financial planner proactively, but need access to the planning tools and written communication from the planner with educational resources.
$60/Month
Access to Elements Plan, Monarch Money Platform, and Right Capital Financial Planning Platform, Monthly newsletters
For Any Face-to-Face Sessions or background work conducted: $250 Per Hour
Clients have the option to pay their fees by using either Credit Card, Debit Card, Bank Bill pay, or an option to deduct the fees out of their Investment Portfolios IF those investment portfolios are professionally managed by Singh PWM