Retirement Readiness
Interactive calculator using simplified assumptions to approximate your trajectory.
Inputs
Adjust assumptions to see your projected readiness.
2%
6%
4%
3%
80%
Retirement Projection Analysis
Interactive, updates with your inputs.
Assets deplete around age 86.
Readiness summary
High-level snapshot at retirement.
Final income (nominal)
$226,145
Spending target (80%)
$180,916
Social Security
$31,500
Annual gap
$149,416
Need (annuity PV)
$2,334,187
Need (4% rule)
$3,735,397
Have (projected)
$2,429,037
On-track ratio
104%
Notes
Educational, not advice. Adjust to your scenario.
This simplified model scales contributions with raises, uses nominal returns, and estimates Social Security if not provided. Results are illustrative and sensitive to assumptions.
Consider taxes, healthcare, sequence-of-returns risk, and longevity. For a personalized plan, schedule time to review your situation.