Singh PWM Logo

SINGH PWM

Portfolio Risk Alignment Analyzer

Match today's asset mix with your true risk capacity

Capture how you invest today, measure risk tolerance with 10 evidence-based questions, and see whether your current mix lines up with the recommended glide path.

1. Profile & balance
Basic demographics help calibrate the glide path adjustments.

Age guides how much to tilt toward bonds and cash.

$

Formatting only—no data is saved.

2. Current asset allocation
Enter the percent of your portfolio in each sleeve. Must total 100%.

Equities

%
%
%
%
%

Fixed income & cash

%
%
%
Total allocation: 0% (needs to equal 100%)
3. Risk tolerance questionnaire
10 multiple-choice questions covering reactions to drawdowns, time horizon, and capacity for loss.

Answered 0 / 10

Q1. What would you do if your portfolio dropped 5% in a single month?

Q2. What would you do if your portfolio dropped 10% in a month?

Q3. What would you do if your portfolio dropped 20% over a year?

Q4. If markets fell 30%+, how comfortable are you riding through the drawdown?

Q5. How long until you expect to draw meaningfully from this portfolio?

Q6. How stable is your household income or pension coverage?

Q7. How many months of expenses do you have in cash reserves?

Q8. How would you describe your investment experience?

Q9. Which trade-off sounds most appealing today?

Q10. When markets become choppy, how do you typically react?

4. Results & recommendations
Compare current vs. recommended mix, plus blended return and downside risk.